Credit cards
Citizens Advice
How to use your credit card, what it may cost you and what to do if you run into problems
https://www.citizensadvice.org.uk/debt-and-money/borrowing-money/credit-cards/
Money Advice Service
An independent service set up by government to help people make the most of their money.
https://www.moneyadviceservice.org.uk/en/categories/debt-and-borrowing
Stepchange
Advice about how to pay off credit card debt and help manage your credit card debt.
https://www.stepchange.org/debt-info/credit-card-debt.aspx
Citizens Advice Calderdale
Debt advice and information. Speak to an advisor face to face, over the phone or by e-mail.
Open Monday – Friday call: 01422 842848 local call rates apply
http://www.calderdalecab.org.uk/
Noahs Ark
Free, independent debt advice including debt relief orders.
www.noahsarkcentre.org.uk
BASH, Brighouse
Foodbank and Support Drop in Service. Support and signposting especially for people who are homeless or vulnerably housed
www.bashlocal.co.uk
CAP (Christians Against Poverty)
A course to help anyone to get more in control of their finances, so they can budget, save and prevent debt.
capuk.org/i-want-help/cap-debt-help